Privacy Policy

Welcome to Casha. We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, and safeguard your data.

1. Information We Collect

1.1 Information You Provide

• Financial Data: Transaction records, receipts, budget information, and spending categories you create
• Account Information: Name, email address (if you create an account)
• Photos & Images: Receipt photos you upload for AI scanning
• Device Information: Device type, operating system version, app version

1.2 Automatically Collected Information

• Usage Data: App features used, frequency of use, session duration
• Device Identifiers: Unique device ID for app functionality
• Crash Reports: Technical data when the app encounters errors

2. How We Use Your Information

We use your information to:

• Provide AI-powered financial insights and analytics
• Process receipt images using AI for automatic categorization
• Generate spending reports and budget recommendations
• Improve app functionality and user experience
• Process subscription purchases and manage your premium access
• Provide customer support
• Send important updates about the app (with your consent)

3. Data Storage and Security

• Local Storage: Most of your data is stored locally on your device
• Cloud Backup: If enabled, encrypted backups are stored in iCloud (controlled by Apple)
• AI Processing: Receipt images are processed securely and are not permanently stored on our servers
• No Data Selling: We never sell your personal or financial data to third parties

4. In-App Purchases & Subscriptions

Casha offers premium features through:

• Monthly Subscription: Auto-renewable subscription with 3-day free trial
• Lifetime Purchase: One-time payment for permanent access

All purchases are processed through Apple's App Store. We do not store your payment information. Subscription management and cancellation are handled through your Apple ID settings.

Auto-Renewal: Monthly subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. You can cancel anytime through your App Store account settings.

5. Third-Party Services

We use the following third-party services:

• Apple StoreKit: For processing in-app purchases
• AI Processing Services: For receipt scanning and financial insights (data is encrypted and not retained)
• Analytics: Anonymized usage data to improve app performance

These services have their own privacy policies and handle data according to their terms.

6. Your Rights and Choices

You have the right to:

• Access Your Data: View all data stored in the app
• Delete Your Data: Remove all financial records from the app
• Export Your Data: Download your financial data
• Opt-Out: Disable analytics and data collection (in Settings)
• Cancel Subscription: Manage through App Store settings

7. Children's Privacy

Casha is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

8. Data Retention

We retain your data as long as your account is active or as needed to provide services. You can delete your data at any time through the app settings. Backup data stored in iCloud follows Apple's retention policies.

9. Changes to Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes through the app or via email. Continued use of the app after changes constitutes acceptance of the updated policy.

10. International Users

If you are accessing Casha from outside Indonesia, please note that your information may be transferred to and processed in Indonesia or other countries where we operate. By using the app, you consent to such transfers.